Savings Accounts
Make your money work harder for today and tomorrow
Choosing the right Savings Account for you.
Savings Accounts are designed to complement a specific way of saving money. The Peak is best suited for those who want to grow their money fast and will not dip into it often. The Strategic is better suited for those who may need to access it on a more regular basis, but still want to grow.
All our Savings Accounts come with four free Standard Transactions per month.
Performing any one of the following transactions would be considered a sStandard Transaction:
- Send Interac® e-Transfers
- Request Interac® e-Transfers
- In Store Purchases
- Mobile Wallet Purchase
- CU ATM Withdrawal or Deposit
- CU ATM Transfer
- In Branch Transfer
- In Branch Cash Withdrawal or Deposit
- Bill Payment
- Interac® Flash
- Online Bill Payment
- Online Transfers
- Pre-Authorized Debits
- Direct Deposits
- Telepay™ Transfer
- Telepay™ Bill Payment
Unlimited Me-to-Me online transfers with every Savings Account.
Transfer funds between your Operating and Savings Accounts online as much as you like without using any of your included transactions.
Does your business deal with USD?
With the Strategic Savings Account in US Funds, you can set aside money when the exchange rate is best, and then access it in branch when you need it.
|
|
SHARE |
PEAK |
STRATEGIC |
|
Rate |
Dividends* |
High Interest |
Tiered |
|
Paid |
Annually* |
Monthly |
Monthly |
|
Tiers |
None |
None |
0-9,999 10,000-24,999 25,000-99,999 100,000-249,999 250,000-999,999 1,000,000+ |
|
Transactions |
|||
|
Standard Transactions |
4 Free $2.00/ Additional |
4 Free $5.00/ Additional |
4 Free $2.00/ Additional |
|
Item Deposited |
$0.20/ Cheque |
$0.20/ Cheque |
$0.20/ Cheque |
|
Cash Deposited (Notes) |
$2.25 per $1000 in Notes |
$2.25 per $1000 in Notes |
$2.25 per $1000 in Notes |
|
Coin Deposited |
$2.25 per $100 in Coin |
$2.25 per $100 in Coin |
$2.25 per $100 in Coin |
|
Online Me-to-Me Transfers |
Unlimited |
Unlimited |
Unlimited |
|
Deposit Anywhere™ |
Unlimited |
Unlimited |
Unlimited |
|
Send Interac® e-Transfers |
Included in Standard Transactions (4) |
Included in Standard Transactions (4) |
Included in Standard Transactions (4) |
|
Request Interac® e-Transfers |
Included in Standard Transactions (4) |
Included in Standard Transactions (4) |
Included in Standard Transactions (4) |
|
Interac® ATM |
$3.50/ Withdrawal |
$6.50/ Withdrawal |
$3.50/ Withdrawal |
|
International ATM** |
$6.00/ Withdrawal |
$9.00/ Withdrawal |
$6.00/ Withdrawal |
|
Cross Border Debit*** |
$3.00/ Transaction |
$6.00/ Transaction |
$3.00/ Transaction |
|
Additional Options |
|||
|
Available in US Funds** |
No |
No |
Yes |
|
Record Keeping |
|||
|
Online Statements |
Free |
Free |
Free |
Visit us online for the most up to date rates on all our savings products.
*The actual dividend paid out, if any, will vary each year at the discretion of the Board of Directors and is in large part based on the financial performance of the credit union
**Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as a part of the transaction amount
***Cross Border debits from a Savings Account may not be available at all participating merchants in the United States
*Certain transactions may not be available to certain accounts with Dual Signatures enabled
**Accounts in US Funds have restricted access and are not eligible to earn interest. Speak to a staff member in branch for complete details
®Used under license. All trade marks are the property of their respective owners
Not sure which savings account to choose?
We’ll be happy to help you pick the option that best suits your goals.
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Bank and pay your way
On your mobile device
View accounts, pay bills, transfer money, deposit cheques and more using our mobile app on your smartphone or tablet.
On your computer
Manage your money anytime from the comfort of your home with our intuitive online banking system.
Using mobile wallet
Turn your smartphone into your wallet with Apple, Google or Samsung Pay for quick, easy, and secure payments.
Via 3,000+ ATMs
Use our Canada-wide ATM network to access the money you need whenever you need it – surcharge-free.
