Chequing Accounts
Make day-to-day banking a breeze
Choose your chequing account
Standard Transactions |
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|
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|
Pay as You Go Chequing |
Core Chequing |
Flex Chequing |
Ultraflex Chequing |
|---|---|---|---|---|
|
Monthly Fee |
N/A |
$7.50 |
$16.00 |
$31.00 |
|
Child (Under 18) |
N/A |
N/A |
$0.00 |
N/A |
|
Youth (18 to 25) |
N/A |
$0.00 |
$2.00 |
N/A |
|
Senior (60 and over) |
N/A |
$0.00 |
$10.50 |
$21.00 |
|
Transactions |
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Standard Transactions |
$1.50 Per Trans |
25 free |
Unlimited |
Unlimited |
|
Online Me-to-Me transfers |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
Deposit Anywhere™ |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
Interac® e-Transfers |
$1.50 |
Unlimited |
Unlimited |
Unlimited |
|
Intera® ATM |
$2.00 |
$2.00 |
2 free |
Unlimited |
|
International ATM* |
$5.00 |
$5.00 /Withdrawal |
$5.00 |
5 free |
|
Cross Border Debit |
$4.00 |
$4.00 /Withdrawal |
$4.00 |
5 free |
|
Additional Services |
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|
Overdraft |
$5.00 + Interest |
$5.00 + Interest |
$5.00 + Interest |
$5.00 + Interest |
|
Personalized Cheques |
Fees Will Apply |
Fees Will Apply |
Fees Will Apply |
Fees Will Apply |
|
Money Orders |
$8.50 |
$8.50 |
$8.50 |
$8.50 |
|
Certified Cheques |
$8.50 |
$8.50 |
$8.50 |
$8.50 |
|
Draft |
$8.50 |
$8.50 |
$8.50 |
$8.50 |
|
Record Keeping |
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|
Online Statement |
Free |
Free |
Free |
Free |
|
Paper Statement |
$3.00 |
$3.00 |
$3.00 |
$3.00 |
|
Pricing |
||||
|
Minimum Daily Balance Required to Waive Montly Fee |
N/A |
$2,000 |
$4,000 |
$5,000 |
|
Online Banking Access |
Included |
Included |
Included |
Included |
|
Direct Banking Alerts |
Included |
Included |
Included |
Included |
|
Mobile Access |
Included |
Included |
Included |
Included |
|
Telephone Banking |
Included |
Included |
Included |
Included |
|
IUI/ICU Service |
Included |
Included |
Included |
Included |
|
Surcharge Free - Affiliated ATM |
Included |
Included |
Included |
Included |
|
Pre-Authorized Debit |
Included |
Included |
Included |
Included |
|
Discount On Safety Deposit Box |
Not Included |
Not Included |
Not Included |
$12.00 / year |
|
Interest Bearing |
No |
No |
No |
Yes |
|
In-Branch Transactions |
Included |
Included |
Included |
Included |
|
World Elite Annual Fee Discount |
N/A |
N/A |
N/A |
$60 off Annual Fee |
|
Centra Gold Annual Fee Discount |
N/A |
N/A |
N/A |
N/A |
® Used under license. All trade marks are the property of their respective owners
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount. Any usage of the account features deemed excessive, abusive or contrary to its original purpose will be reviewed and addressed by the credit union. Unlimited refers to use of the account that is reasonable of the average consumer for personal daily use only. Any usage which is deemed to exceed what is reasonable personal daily use will be reviewed and may be subject to additional fees.
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount. Any usage of the account features deemed excessive, abusive or contrary to its original purpose will be reviewed and addressed by the credit union. Unlimited refers to use of the account that is reasonable of the average consumer for personal daily use only. Any usage which is deemed to exceed what is reasonable personal daily use will be reviewed and may be subject to additional fees.
Not sure which chequing account to choose?
We’ll be happy to help you pick the option that best suits your needs.
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Bank and pay your way
On your mobile device
View accounts, pay bills, transfer money, deposit cheques and more using our mobile app on your smartphone or tablet.
On your computer
Manage your money anytime from the comfort of your home with our intuitive online banking system.
Using mobile wallet
Turn your smartphone into your wallet with Apple, Google or Samsung Pay for quick, easy, and secure payments.
Via 3,000+ ATMs
Use our Canada-wide ATM network to access the money you need whenever you need it – surcharge-free.
Keep Your Personal Information Safe
Morell Credit Union is here to help protect you and your finances. Please reach out to our branch. If something seems too good to be true or is suspicious.
On the go, just like you
Keep money management in the palm of your hand.
- Tap and pay for smaller purchases securely using your debit card
- Deposit a cheque by taking a photo of it on our mobile app.
- Block debit card transactions using Lock'N'Block
