Your age, single or married, single or multiple income family, or dependent children all impact the amount and kinds of insurance coverage your need. A sure sign to review your insurance strategy is during important events in your life, such as an increase in income, new home or car, marriage, or a new addition to your family.

Insurance needs change over time and knowing the basics of insurance can help keep your financial safety net operating at its best.

Loan insurance...credit life, disability and critical illness insurance can protect you and your family from the unexpected.

Mortgage insurance...your family’s biggest debt is turned into its strongest asset.

Life insurance...personal protection with premium coverage at modest cost.

Small Business Loan insurance...for loans under $85,000.00, your protection could begin right away.

Claims...

Life insurance is offered by Credential Financial Strategies. 

Credential Financial Strategies Inc. offers financial planning, life insurance and investments to members of credit unions and their communities. 


Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.