Key Features
All our chequing accounts come with standard transactions as part of the monthly fee. Performing any one of the highlighted transactions would be considered a standard transaction.
Save on monthly feesThe monthly fee is waived if you maintain a minimum daily balance in your account during the month on all chequing packages.
Interac® e-Transfers for everyone
At least one Interac e-Transfer® is now included in every chequing package, with unlimited e-Transfers now included in the UltraFlex Chequing and Electronic Chequing.
QuickSwitch your Account
Whether you’re planning a trip or renovations on your home, with just a phone call you can quickly and easily switch your spending account to avoid any excess service charges.
Choosing the right Chequing Account
Each chequing account is designed to complement a specific way of spending money. If you’re under 25, or 60+, you can enjoy the same great choices at a discounted price.
Youth – 18 to 25
Whether you’re going to school, working fulltime, or somewhere in between, you can get the same great discount on Core, Electronic or Flex chequing accounts.
Unlimited Me-to-Me Online transfers with every Chequing Account
Transfer funds to and from your chequing accounts online as much as you like without using any of your included standard transactions.
Debit Card Replacement
Should you lose your Debit Card and require a replacement card, you will be required to pay a $10 fee to receive your new Debit Card.
Have some questions?
We’re always here to answer all of your questions and help you find the right accounts for your unique financial goals.
Standard Transactions |
|
|
Spending Accounts
|
|
Pay as You Go Chequing |
Core Chequing |
Flex Chequing |
Ultraflex Chequing |
|---|---|---|---|---|
|
Monthly Fee |
N/A |
$7.50 |
$16.00 |
$31.00 |
|
Child (Under 18) |
N/A |
N/A |
$0.00 |
N/A |
|
Youth (18 to 25) |
N/A |
$0.00 |
$2.00 |
N/A |
|
Senior (60 and over) |
N/A |
$0.00 |
$10.50 |
$21.00 |
|
Transactions | ||||
|
Standard Transactions |
$1.50 Per Trans |
25 free |
Unlimited |
Unlimited |
|
Online Me-to-Me transfers |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
Deposit Anywhere™ |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
Interac® e-Transfers |
$1.50 |
Unlimited |
Unlimited |
Unlimited |
|
Intera® ATM |
$2.00 |
$2.00 |
2 free |
Unlimited |
|
International ATM* |
$5.00 |
$5.00 /Withdrawal |
$5.00 |
5 free |
|
Cross Border Debit |
$4.00 |
$4.00 /Withdrawal |
$4.00 |
5 free |
|
Additional Services | ||||
|
Overdraft |
$5.00 + Interest |
$5.00 + Interest |
$5.00 + Interest |
$5.00 + Interest |
|
Personalized Cheques |
Fees Will Apply |
Fees Will Apply |
Fees Will Apply |
Fees Will Apply |
|
Money Orders |
$8.50 |
$8.50 |
$8.50 |
$8.50 |
|
Certified Cheques |
$8.50 |
$8.50 |
$8.50 |
$8.50 |
|
Draft |
$8.50 |
$8.50 |
$8.50 |
$8.50 |
|
Record Keeping | ||||
|
Online Statement |
Free |
Free |
Free |
Free |
|
Paper Statement |
$3.00 |
$3.00 |
$3.00 |
$3.00 |
|
Pricing | ||||
|
Minimum Daily Balance Required to Waive Montly Fee |
N/A |
$2,000 |
$4,000 |
$5,000 |
|
Online Banking Access |
Included |
Included |
Included |
Included |
|
Direct Banking Alerts |
Included |
Included |
Included |
Included |
|
Mobile Access |
Included |
Included |
Included |
Included |
|
Telephone Banking |
Included |
Included |
Included |
Included |
|
IUI/ICU Service |
Included |
Included |
Included |
Included |
|
Surcharge Free - Affiliated ATM |
Included |
Included |
Included |
Included |
|
Pre-Authorized Debit |
Included |
Included |
Included |
Included |
|
Discount On Safety Deposit Box |
Not Included |
Not Included |
Not Included |
$12.00 / year |
|
Interest Bearing |
No |
No |
No |
Yes |
|
In-Branch Transactions |
Included |
Included |
Included |
Included |
|
World Elite Annual Fee Discount |
N/A |
N/A |
N/A |
$60 off Annual Fee |
|
Centra Gold Annual Fee Discount |
N/A |
N/A |
N/A |
N/A |
® Used under license. All trade marks are the property of their respective owners
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.
Any usage of the account features deemed excessive, abusive or contrary to its original purpose will be reviewed and addressed by the credit union.
Unlimited refers to use of the account that is reasonable of the average consumer for personal daily use only. Any usage which is deemed to exceed what is reasonable personal daily use will be reviewed and may be subject to additional fees.
If a member qualifies for a discounted account, they are limited to one account at the discounted rate regardless of how many member numbers they may hold.
^ Subject to credit approval. One (1) Credit Card Annual Fee rebate applies only for the member, who is also the Primary Cardholder of the Collabria World Mastercard, for as long as the member’s UltraFlex Spending account remains open and in good standing. All other fees and charges applicable to the selected and approved Collabria Credit Card Account continue to apply. The Rebate will appear on the member’s Collabria Credit Card statement within the first three statements after the annual fee is billed to the Collabria Credit Card Account.
